Shooting 100 usually means a handicap of about 23–25: high handicap: a typical recreational golfer. Enter your real rounds for an exact estimate.
Why your handicap is lower than your average
100 on a par-72 course is 28 over par, yet your handicap is likely nearer 24. A Handicap Index averages your best scores, your lowest 8 of your last 20, so it measures your potential. Most golfers' good rounds are 3 to 5 strokes better than their typical round.
The course makes a difference
The same 100 is a better round on a hard course than on an easy one, so it gives a lower handicap there:
| Course | Course Rating / Slope | Likely handicap |
|---|---|---|
| Easier | 69.5 / 108 | about 28 |
| Standard | 72.0 / 113 | about 24 |
| Harder | 74.5 / 140 | about 17 |
Average score and handicap chart
| Usually shoots | Likely Handicap Index | Level |
|---|---|---|
| 80 | 3–5 | Low single-digit |
| 85 | 8–10 | Single-digit |
| 90 | 13–15 | Mid handicap |
| 95 | 18–20 | High handicap |
| 100 | 23–25 | High handicap |
| 105 | 28–30 | Improving golfer |
| 110 | 33–35 | Improving golfer |
| 115 | 38–40 | Improving golfer |
| 120 | 43–45 | Beginner |
Estimates for a standard course (Course Rating 72, Slope 113), assuming your best rounds are 3 to 5 strokes better than your average. Not an official Handicap Index.
Frequently asked questions
What handicap is a golfer who shoots 100?
Someone who usually shoots around 100 on a standard course (Course Rating 72, Slope 113) typically has a Handicap Index of about 23 to 25. That is a high handicap player.
Why is my handicap lower than 28?
Shooting 100 on a par-72 course is 28 over par, but a Handicap Index averages your best scores, not your typical ones. Most golfers' best rounds are 3 to 5 strokes better than their average.
How do I find my exact handicap?
Enter your actual recent rounds, with the Course Rating and Slope of each, in our golf handicap calculator. You need at least 3 rounds.
Is this an official handicap?
No. It is a rough estimate to give you an idea. An official Handicap Index needs membership of a club or golf association. See how to get a golf handicap.